General liability

General Liability Insurance

A commercial general liability policy provides business owners the protection needed in the event a customer suffers bodily injury, personal injury or property damage as a result of the daily operations of the business.  Commercial general liability is considered a type of comprehensive insurance but does not cover every risk a business may face.

There are two types of commercial general liability – claims-made policy and occurrence policy.  When discussing commercial general liability with our business clients, Fairway Insurance Advisors agents take into consideration every business, even within a specific industry, has unique risks it faces during operational hours.  It is important to understand the difference between the two policies and ensure you have the coverage that works best for your business situation.

Three items a business owner needs to know when considering commercial general liability insurance:

  • A Commercial general liability policy covers a business in case of bodily or personal harm or property damage caused by a business’s operations, products sold by the business, or property damage caused by the business or its employees.  
  • A claims-made policy covers claims regardless of when the event took place, and an occurrence policy covers claims for events that take place during a set period. 
  • A business that has a contractual agreement with another company or individual, like a cleaning business, can add them as “additional insured” on the commercial general liability insurance policy.  
Fairway Insurance Advisors

Address:

Roswell, GA
9755 Dogwood Road, Suite 250-C
Roswell, GA 30075

Phone:

(678) 252-0500

Hours:

Monday – Thursday: 8:30AM – 5:00PM
Friday: 8:30AM – 3:30PM

Services:

Personal Insurance

Business Insurance

Employee Benefits

 

Hours:

Monday – Thursday: 8:30AM – 5:00PM
Friday: 8:30AM – 3:30PM

Insurance Agency

000 Street Address
City, ST 12345

Phone: 000-000-0000
Fax: 000-000-0000
Email: email@website.com

Hours of Operation

Monday - Friday: 00:00 am - 00:00 pm
Saturday & Sunday: Closed

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Location