Health Reimbursement Arrangement

Health Reimbursement Arrangement

A Health Reimbursement Arrangement (HRA) is a tax-advantaged benefit that allows both employees and employers to save on the cost of healthcare. HRA plans are employer-funded medical reimbursement plans. The employer sets aside a specific amount of pre-tax dollars for...
Health Savings Accounts (HSA)

Health Savings Accounts (HSA)

A Health Savings Account (HSA) helps you save money on health care. By making you a part of the medical services decision process, Health Savings Accounts are designed to help you manage medical expenses and reduce the continuing raising of health care expenses....
Group Vision Insurance

Group Vision Insurance

A Group Vision Insurance plan is especially attractive for employers because it is inexpensive to offer, yet it’s another employee favorite. This is a separate plan that provides coverage for eye exams and/or for frames, lenses and contact lenses. Many times the basic...
Group Long Term Care (LTC) Insurance

Group Long Term Care (LTC) Insurance

Did you know… over 40% of people receiving long term care services are under the age of 65? This is one of the reasons why long term care insurance has become a frequently requested employee benefit. Employer-based long term care insurance is an essential part of a...
Group Life Insurance

Group Life Insurance

Group life insurance is an integral part of most employee benefits packages. When provided by an employer, employees appreciate the value of life coverage and the additional security it provides to their families. Employers have a wide variety of optional plan designs...
Group Disability Insurance

Group Disability Insurance

Long-Term Disability (LTD) In the event that an accident or illness prevents an employee from working for an extended period of time, the financial impact can be severe for the employee and employers. Long Term Disability (LTD) insurance is designed to help cover the...
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