Group Dental Insurance

Group dental insurance is a type of dental insurance policy that provides coverage to a group of individuals, typically employees of a company or members of an organization.

Under this type of policy, the employer or organization pays a portion of the premium, and the employees or members typically pay the rest through payroll deductions or direct payment.

Group dental insurance plans typically provide coverage for preventive services such as cleanings, X-rays, and oral exams, as well as basic services like fillings and extractions and essential services such as root canals and crowns.

One of the advantages of group dental insurance is that it typically offers lower premiums and better coverage than individual dental insurance policies. Additionally, because the risk is spread out among a larger pool of people, individuals with pre-existing dental conditions may be able to obtain the coverage they could not obtain on their own.

Group dental insurance can also help promote dental health among employees or members, leading to better overall health outcomes and lower healthcare costs over time.