Homeowners Insurance

Are you unsure of the purpose of homeowners liability insurance?

There is a lot of paperwork and money involved in owning a home. To safeguard your property from unexpected loss or damage after you have closed on your home, you will unavoidably need to purchase homeowners insurance.

However, even standard home insurance cannot shield you from all financial dangers. You must purchase personal liability insurance to keep your property safe from visitors or even trespassers.

This coverage is the only way to avoid lawsuits for damage, injuries, or losses you, your family members, or your pets cause to others inside or outside your home.

Liability covers you against lawsuits for bodily injury or property damage that you or your family members cause to other people. Additionally, it covers damage caused by pets. If an insured party is found legally liable, their liability insurance policy will pay for their legal fees and compensation.